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Amy Cardillo

Senior Lecturer of Accounting

Accounting

Bio

Amy Cardillo is a Colorado CPA and small business owner. She received her Bachelor of Science in Business Administration from Colorado State University in 1993 and her Master of Science in Finance from the University of Colorado at Denver in 2000. She completed her Masters of Professional Accountancy from the Metropolitan State University of Denver in 2015. Mrs. Cardillo and her husband own a forensic consulting firm that specializes in building envelope failure. Additionally, Mrs. Cardillo provides tax preparation and accounting services for small business clients.

Degree

Other in Accounting

Metropolitan State University

Other in Accounting

Metropolitan State University of Denver

MS in Finance

University of Colorado Denver

BS in Business Administration - Marketing

Colorado State University

Published Works

  • Cardillo, N. A., Kuglin, C., Shaw, W. (2025). How Much Debt does the US Have. Academy of Accounting and Financial Studies Journal (AAFSJ), 29(Special Issue 2, 2025). .
  • Betzer, L. S., Cardillo, N. A., Sheppard, B. (2024, August). Cooking the Books: Unveiling Fraudulent Accounting Practices and Navigating the Legal Investigation Process Teaching Case. Small Business Institute Journal.
  • Betzer, L. S., Cardillo, N. A. . Internal Controls and Evidentiary Gaps. Small Business Institute Journal,
  • Cardillo, N. A., Holt, D. A., Schlaufman, S. (2021). Sales and Use Taxes: Investigating the Administrative and Compliance Costs for U.S. Small Businesses. Small Business Institute Journal, 17(1). https://doi.org/10.53703/001c.28148.
  • Cardillo, N. A., . (2021). The Role of Instructor Due Diligence in Volunteer Income Tax Assistance (VITA): Evidence from one University-level Program. Journal of Accounting and Finance, 24(1). https://doi.org/10.33423/jaf.v21i4.
  • Cardillo, N. A., Holt, A., Schlaufman, S. (2020, February). Sales and Use Taxes: Further Investigation of the Growing Administrative and Compliance Costs for Small Businesses. Small Business Institute.
  • Kuglin, C., Cardillo, N. A. (). FERPA and IDEA in an Alexa World.
  • Cardillo, N. A., Holt, D. A., Tan, D., Schlaufman, S., Frayre, L. (2019, February). Sales and use taxes: the accounting and administrative issues for small businesses. Small Business Institute, Annual Conference Feb 2019.
  • Cardillo, N. A., Nelson, Z. (2018). The Financial Impact of the Tax Cuts and Jobs Act on Lower-Income Taxpayers. Tax Notes, www.taxnotes.com
  • Cardillo, N. A., Holt, D. A., Kuglin, L. C. (2017, February). Using collaboration between undergraduate and graduate students as a catalyst for experiential learning in a community-based environment. Small Business Institute, Annual Conference Feb 2017.

Research Interests

Small business taxation, fraud analysis

Teaching Interests

Financial accounting, small business consulting and taxation