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Health Insurance Requirement




Authority: President

Purpose: This policy requires students to purchase or provide proof of health insurance.

Applies to: Students

Roles and Responsibilities

Responsible Executive: Dean of Students

Responsible Administrator: Health Center Director

Responsible Office: Health Center

Policy Contact: Health Center, 303-615-9999

Policy Statement

All U.S. citizens are required by Federal law to have health insurance coverage that meets the standards set forth in the Affordable Care Act. Students taking nine or more credit hours can meet the University requirement by fulfilling one of two options:

Option One: Students can accept automatic enrollment in the University-sponsored Student Health Insurance Plan (SHIP). Enrollment is automatic when a student registers for nine or more credit hours in the Fall or Spring semester.

Option Two: Students insured by an outside federally compliant health plan can submit an online health insurance waiver form by the published semester deadline to opt-out of the University sponsored SHIP.

Additional details regarding both options can be found by going to

The Student Health Insurance Plan is designed to provide a comparatively low-cost health insurance option for students with excellent benefits and special cost saving features, including a 100% coverage component with no deductible, no co-insurance and no co-payments for all services at the Health Center at Auraria. Prescriptions written by Health Center at Auraria medical providers cost $20 maximum when filled at the Health Center.

For students with outside health insurance, who are taking nine or more credit hours, an electronic waiver form is required each Fall and Spring semester. Students who initially register for nine or more credit hours, but subsequently drop below nine credit hours before the waiver compliance deadline, will automatically have the insurance charge removed from their tuition bill and will not be covered by the University-offered health insurance for the current semester. Student taking less than nine (9) credit hours are not permitted to voluntarily participate in the University-offered student health insurance plan.

If a semester premium is not paid in full, any submitted claims during that semester will be denied. For additional insurance information go to:

Policy History



Source: University Catalog,

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