Opt-Out Waiver Instructions

Students who are enrolled in 9 or more credits in Fall or Spring Semester with a University Compliant Health Insurance Plan can elect to opt-out of SHIP. This must be done every Fall or Spring semester a student is taking 9 or more credits and would like to opt-out of SHIP. And it must be submitted by the posted deadline each semester.

All waivers are completed online by following the instructions below. Please wait 24 hours after you register for classes to access the waiver form. An Opt-Out Waiver is required every Fall and Spring Semester a student is taking 9 or more credits and does not wish to have SHIP.

Effective Spring 2019, ECI Services is the approved Health Insurance Auditing Company for the MSU Denver Student Insurance Office. 

Please note the official means of communication for SHIP is via the student’s MSU Denver email. Emails will be sent to the student’s official MSU Denver email.

  1. Visit the MSU Denver Student Hub at msudenver.edu/studenthub
  2. Under Web Services, click on Main Menu.
  3. Log-in with your MSU Denver NetID and Password.
  4. Go to the Insurance Waiver tab click Submit a Waiver or View a Waiver to be directed to the Elev834 waiver form.
  5. Click Submit an Opt-out Waiver on the Elev834 website.
  6. Fill in all required fields and verify the information is correct. 
  7. Click Save.

A confirmation email will be sent to your MSU Denver email confirming you have successfully submitted the waiver. This is not waiver approval.

Please allow 10-15 business days for waivers to be audited. Once the audit is complete, a verification email will be sent to your MSU Denver email account from ECI Services verifying that the audit of your insurance waiver was completed and either approved or denied. Once a waiver is approved, the student health insurance charge will be removed from your tuition account.