All MSU Denver Students taking 9 or more credit hours in the Fall or Spring are required to have health insurance that complies with the University Requirement.
Students can accept automatic enrollment in the University-sponsored Student Health Insurance Plan (SHIP). There is no need to take any action or to sign up for SHIP.
Enrollment in SHIP is automatic when a student registers for 9 or more credit hours in the Fall or Spring. The SHIP premium is automatically added to a student’s tuition and fee account.
Students who register for 9 or more credit hours, but subsequently drop below 9 credit hours before the waiver deadline, will automatically have the insurance charged removed from their tuition bill and will not be covered by SHIP for the semester.
Students insured by a University compliant health plan can submit an online health insurance waiver form by the deadline to opt-out of the University sponsored SHIP. A waiver form is required for each Fall and Spring semester of attendance.
Students who take 9 or more credit hours, and have a University Compliant Health Insurance Plan, can Opt-Out of SHIP as long as they do so by the Fall and Spring Semester deadlines.
Students who do not opt-out by the deadline will show having the health insurance premium on their tuition bill and will be automatically enrolled. There will be no refunds after the deadline.
To opt-out of the Student Health Insurance Plan your insurance plan must be effective as of September 1 for Fall semester or February 1 for Spring Semester, have continuous coverage and meet all requirements listed below.
Healthcare plans must be in effect no later than September 1st to opt-out of the Fall semester and February 1st to opt-out of the Spring semester.
The following types of health insurance meet the University requirement:
*Subject to change on an annual basis
Plan Benefits must include at a minimum, the following requirements:
J1 Visa Student Insurance Requirements:
The following types of health insurance do not qualify to opt-out of the University requirement: