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Graduating Seniors

Graduating in the Fall:

The Office of Financial Aid and Scholarships is federally required to prorate the Federal Direct Subsidized and Unsubsidized Loans of students enrolled in just one semester of the acadmic year. If you plan on graduatating at the end of a fall semester, please be aware that a brief hold will be placed on your file after you submit your application for graduation. This hold is applied so we can review and prorate your aid appropriately. For the fastest processing, all students who plan to graduate at the end of a fall semester should submit a Graduating Seniors Loan Proration (FAPRO) form to our office, available at our office and on the forms section of our webpage. Please be aware that the proration process may affect the eligibility amount of your subsidized and/or unsubsidized Federal Direct Loans. 

Navigating Student Loan Repayment:

The Office of Financial Aid and Scholarships, in partnership with $AFE, has developed a presentation to help our students navigate student loan repayment. This presentation covers various repayment plans, encourages healthy financial habits, and provides connections to resources to help you navigate your job search approaching and following graduation. View a .pdf of our presentation here: Navigating Student Loan Repayment

Debt Management:

Students who have accepted loans to fund their college career are responsible for tracking their student loan debt, staying in contact with their lenders and knowing their repayment, deferment and forbearance options. Please visit the Debt Management page for more information.

Loan Grace Period:

A student is given a six month grace period before their loans go back into repayment after they graduate, stop taking classes, or drop below the required six credit hours necessary to take student loans. 

Exit Interviews

When you graduate or withdraw from MSU Denver, you are recommended to complete online Exit Counseling at Direct Loans Exit Counseling. This will help you to review your borrower rights and responsibilities. These are the same borrower rights and responsibilities that you signed on your Master Promissory Note (MPN).


Students who apply for graduation will have a “Possible Graduating” hold placed on their account. If the student did not graduate or has graduated and is returning for a second degree, teacher certification, or Master’s degree they are required to fill out a GRADTE form to clarify their status with the Office of Financial Aid and Scholarships.

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